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The information provided on this page is for comparative purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, loan to value ratio, etc. The payment examples do not include mortgage insurance. The actual payment will be higher if mortgage insurance is required on your loan. The payment examples do not include amounts for taxes and insurance premiums. Your actual payment obligation will be greater considering taxes and insurance premiums.

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Discount Points are paid by the borrower to buy down the interest rate and are calculated as a percentage of the loan amount.
Lender Credits are paid by the lender and are applied to closing costs, at the lender’s discretion.
APR=Annual Percentage Rate. The APR is not your interest rate. Your APR will vary based on the rate you qualify for, your final loan amount and finance charges.
Conforming loans are for loans amounts that do not exceed the FNMA conforming county loan limits.
Jumbo loans are for loans that exceed the FNMA conforming county loan limits.
County Federal offers mortgage loans for properties in California only.

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